One Day Is Today®

One Day Is Today

5 Steps to retirement preparation

  Find Out How  Find Out How



Getting Started

Educates you on the features of your plan and the benefits of participating.

Retirement 101

Important education for those of you who may be starting your retirement preparation efforts.


Investing can be confusing and intimidating. These materials help you understand your options and learn best practices.

Personal Finance

Assists you with aspects of your financial life that may not be directly related to retirement preparation.

Nearing Retirement

For those approaching retirement, these resources help you transition to the next phase of your life.




The tools below are designed to resonate with your preferred learning style - from video to guides. Use our retirement preparation resources to make "one day" today!

  • Cost of Waiting Cost of Waiting

    Waiting to begin saving for retirement can have a huge impact.


It is a smart idea to participate in your retirement plan as soon as possible. If you start contributing early, your account may have more time to weather ups and downs in the stock market.

Estimate Your Need Graphic

Sheryl (age 45) Michael (age 25)
Monthly Contributions $300 $100
Years to Retirement 20 40
Total Contributions $72,000 $48,000
Balance at Retirement $138,612 $200,145


Products issued and underwritten by American United Life Insurance Company® (AUL), a OneAmerica company. Administrative and recordkeeping services provided by McCready and Keene, Inc. or OneAmerica Retirement Services LLC, companies of OneAmerica which are not broker/dealers or investment advisors. n Group annuity contracts are issued by American United Life Insurance Company® (AUL) and registered variable annuity products are distributed by OneAmerica Securities, Inc., a Registered Investment Advisor, Member, FINRA, SIPC, One American Square, Indianapolis, IN  46282, 1-877-285-3863. n These hypothetical investment returns and fictitious names are designed to demonstrate the impact of compounding returns and are not indicative of any particular investment or performance. Hypothetical returns assume reinvestment of earnings and a 6 percent average return on investment. Actual returns or principal value will vary. Balances shown are before reduction of taxes. n Investing involves risk which includes potential loss of principal. n Neither AUL nor OneAmerica Securities, Inc. nor their representatives provide tax or legal advice. For answers to specific questions and before making any decisions please consult a qualified attorney or tax advisor. n This information is provided for overview or general educational purposes only. This is not to be considered, or intended to be legal or tax advice. n For your convenience, we offer a link to Retirement Preparation Tools on a website that OneAmerica does not own or operate. If you click this link, you will leave the OneAmerica website and a new browser window will open. We are not responsible for the content, links, privacy or security policies on this site or sites owned by other companies or organizations. n These concepts were derived under current laws and regulations. Changes in the law or regulations may affect the information provided. Taxes and tax incentives for 529 plans will vary depending on state.

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Contact us for questions about policies, plans, or accounts.

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Retirement Resources

These tools can help you understand the advantages of preparation.

Explore retirement scenarios

Enjoy Retirement!

Your financial strategies set up your retirement.

Learn about smart planning