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Pension risk transfer solutions

Helping organizations reduce pension risk with confidence

We realize your pension plan is as unique as the people you work with. With more than 60 years in this business, we bring a client-focused approach to help you confidently protect your employees’ retirement. We help you navigate risk and your fiduciary responsibilities, and our Pension Risk Transfer (PRT) solutions are built and customized to suit your needs and goals. 



 

New to PRT? Pension Risk Transfer (PRT) helps employers reduce the financial and administrative burden of managing pension plans by transferring some or all of their pension obligations to a highly-rated insurance company. This allows organizations to reduce risk, create greater financial predictability and focus on their core business, while helping to ensure retirees continue to receive their promised benefits.



 

Whether you're just starting to evaluate your options or preparing to take action, we're here when you're ready for the next step.

Illustration of two females in workplace setting
$6b= pension risk transfer premiums - 147k+ active plan participants - 330+ plans onbarded

Growth by the numbers

A history defined by momentum, trusted execution and the successful delivery of secure retirement outcomes for plan sponsors and participants alike.

Experienced teams to care for your employees in the long term

We understand how important it is to you and your participants to select the right provider. Our experienced teams are dependable, responsive and collaborative. We ensure that retiree funds and benefits are managed efficiently. You can count on us to deliver long-term security to retirees with an evident focus on relationships, reliability and results.

 

 


  • Focused service

    • White-glove implementation process
    • Clear, structured communications
    • Customized solutions and plan flexibility
  • Human touch

    • Average of more than 25 years of experience among senior-level staff
    • Caring and compassionate service teams help clarify the complexities
  • Proprietary tools

    • A+ A.M. Best agency rating*
    • A+ is the second-highest of A.M. Best's rating categories.
    • Mutual organization focused on long-term stewardship
“

Very organized, quick to respond
and very easy to work with.

”
PRT Customer

A trusted provider in a complex market

For almost 150 years, the companies of OneAmerica Financial have helped organizations create financial security for employees and retirees when it matters most. Our customer focus, financial strength and longevity make us an ideal partner for your pension risk and investment solutions needs.

  • A+ A.M. Best agency rating*
  • A+ is the second-highest of A.M. Best's rating categories.
  • Mutual organization focused on long-term stewardship
Colleagues work together in the office on a laptop


*American United Life Insurance Company® (AUL) was rated A+ by A.M. Best on August 29, 2024. A+ is the second highest of A.M. Best's 15 rating categories. This rating refers to the overall financial status and is not a recommendation of the company.

Want to learn more?

OneAmerica Financial is the marketing name for the companies of OneAmerica Financial. Products issued and underwritten by American United Life Insurance Company® (AUL), Indianapolis, IN, a OneAmerica Financial company. Variable products are distributed by OneAmerica Securities, Inc., a Registered Investment Advisor, Member FINRA, SIPC. 

 

Provided content is for overview and informational purposes only and is not intended as tax, legal, fiduciary or investment advice.