Videos

Enjoy these brief videos outlining important strategies and considerations as you move closer to retirement. These concepts will help you take the needed actions to prepare successfully for your retirement.

Emotions of Retiring

Pete the Planner discusses how retirement can be part of the flow of life and not an abrupt pivot.

Decumulation

Pete the Planner provides a decumulation strategy that may benefit you by setting expectations each month.

Pre-retirement loans

Pete the Planner answers Anna's question on if she should take a pre-retirement loan to purchase a car.

Risk and nearing retirement

Pete the Planner discusses things to take into account from a risk standpoint when nearing retirement.

Things to do when nearing retirement

Pete highlights some adjustments you can make to reduce your dependency on your income prior to retiring.

It's never too late to start

Pete demonstrates how to start preparing for retirement, regardless of the amount.

Retirement plan withdraw options

Pete walks you through possible strategies and considerations for taking distributions from your retirement account.

Calculators

Overview

These interactive calculators will help you take an active role in your learning and will assist you in developing a proactive plan to achieve your goals.

Asset Allocation Calculator

Your risk tolerance affects how you allocate your retirement assets.

Retirement Income

This calculator can be used regularly to confirm that your retirement strategy is aligned with your retirement goals.

403(b) 15-Year Catch-up Calculator

Learn about additional opportunities to save for retirement.

Library

Overview

All the guides and articles here are jam-packed with ideas on how to address concerns you may have today and how to take the positive steps to improve your retirement for tomorrow. Take the time to read these short topical articles, and then take the next steps to achieve your goals!

Five Options for Your Account When You Retire

Many distribution options are available at retirement: rollovers, asset transfer and selecting income streams.

Five Things to Do When You Are Getting Close to Retirement

You’ve prepared throughout the years. Here are five actions you should take as your retirement gets nearer.

Estate Planning Basics

Help your loved ones now by squaring away your final wishes for the future and having those important conversations on how you want your estate settled.

Exploring Catch-Up Contributions

Catch-up contributions provide a great opportunity to maximize your retirement preparation. Learn more about the different types.

Transitioning From Saving To Spending

Here are a few considerations to help you transition from a savings to spending mindset.

Understanding Social Security

Social Security could be a beneficial retirement income source for you. Learn more about how this program works.

Understanding Required Minimum Distributions (RMDs)

Learn more about RMDs and how they may affect your retirement plans

OneAmerica Financial(SM) is the marketing name for the companies of OneAmerica Financial. Products issued and underwritten by American United Life Insurance Company® (AUL), a OneAmerica Financial company. Administrative and recordkeeping services provided by McCready and Keene, Inc. or OneAmerica Retirement Services LLC, companies of OneAmerica Financial which are not broker/dealers or investment advisors. Provided content is for overview and informational purposes only and is not intended and should not be relied upon as individualized tax, legal, fiduciary, or investment advice. These concepts were derived under current laws and regulations. Changes in the law or regulations may affect the information provided. For answers to specific questions, please consult a qualified attorney, tax advisor, or financial professional. All numeric examples and any individuals shown are hypothetical and were used for explanatory purposes only. Actual results may vary. Past performance is not a guarantee of future results. The use of asset allocation or diversification does not assure a profit or guarantee against a loss. Fees, limits, terms, and requirements for loans vary from plan to plan. Plan participants should carefully consider the risks, tax implications, and retirement investing consequences before taking a loan from an employer-sponsored retirement plan. Contact the plan sponsor (employer) with any questions. • Investing involves risk which includes potential loss of principal. • Variable products are sold by prospectus.  Both the product prospectus and underlying fund prospectuses can be obtained from your investment professional or by writing to One American Square, Indianapolis, IN 46282, 1-800-249-6269.  Before investing, carefully consider the fund’s investment objectives, risks, charges, and expenses.  The product prospectus and underlying fund prospectus contain this and other important information.  Read the prospectuses carefully before investing.

The views and opinions expressed by Peter Dunn (aka Pete the Planner) are solely his and do not necessarily reflect the views and opinions of the companies of OneAmerica Financial. Pete the Planner's content is for overview and informational purposes only and is not intended as tax, legal, fiduciary, or investment advice. Pete the Planner is not an affiliate of any OneAmerica Financial company.