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Celebrating strength,
investing in growth

2023 Financial Results


Our purpose is to create more certainty for better moments, every day. This translates into meaningful financial goals that we are committed to delivering.


We strive to maintain exceptional financial strength to ensure that, many decades from now, we are around to honor those promises. In 2023 we maintained our financial ratings that reflect that commitment to strength. A key driver of this success was our ability to manage our investments in a risky external environment with skill and diligence.


Our financial goals continue to be focused on serving more customers. We use adjusted revenues to capture success and were able to grow revenues more than 10%. This is well above industry growth levels and reflects the fact that more people trust us with their business today than ever before.


Beneath the surface, we made material progress, investing in new digital capabilities, improved customer service, accelerated underwriting, and more sophisticated data and analytical skills. These investments will allow us to manage risk and deliver on customer needs more effectively in the years to come.


What enables this track record of success is a team of great people working in a culture focused on building relationships, especially with our distribution partners. Together, we are committed to achieving our purpose and ensuring our financial results reflect this.


Read the financial ratings fact sheet for more information.

Karin Sarratt

Financial strength is a foundation for our decision-making.

Andrew Michie, ACA

Chief Financial Officer

$6.8 billion

The amount we proudly paid to customers in 2023. And we stand ready to support all those who place their trust in us, year after year.

Ninety-four percent

The rate at which we retained customers in 2023


$3.8 billion

Annual sales

OneAmerica Financial insurance companies include American United Life Insurance Company® (AUL) and its affiliate The State Life Insurance Company® (State Life). AUL and State Life were rated A+ by A.M. Best on Aug. 31, 2023. AUL and State Life were rated AA- by S&P on Aug. 23, 2023. A+ is the second highest of A.M. Best’s 15 rating categories, and AA- is the fourth highest of Standard & Poor’s 22 rating categories.