Benefits of working with us

Our understanding and support of the role you play in servicing plan sponsors and participants, in addition to our industry focus on tax-exempt, professional services and industrial markets, are just a few of the benefits of working with OneAmerica Financial.

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Creating more certainty for health care organizations

We know attracting and retaining talent is increasingly challenging for health care organizations. We also understand benefits budgets are tight.


We’re working alongside you to improve the retirement readiness of employees.

 

 

 

 

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Enhanced benefits through our Advisor Loyalty Program

The OneAmerica Financial advisor loyalty program provides you with special perks and benefits as you grow your business with us. It’s one of our ways of saying thanks.

 

Our advisor loyalty program gives you and your clients access to services and offerings that matter most, including:

  • Common service teams
  • Access to high-quality participant education programs and meetings
  • Sponsorship dollars to help you enhance your industry presence
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OneConnect℠ – a unique solution for multiple employer plans

While many providers offer MEPs and PEPs as solutions for multiple employer scenarios, they are sometimes more complex and less flexible than your clients may prefer.

 

With OneConnect:

  • You provide 3(38) investment fiduciary service
  • OneAmerica Financial provides 3(16) administration fiduciary services
  • Each adopting sponsor has control of their plan design – unlike a MEP
  • Choose either an advisor- or primary-sponsor customized participant portal

Some firm and plan restrictions apply.
We are proud to be a CEFEX® Certified administrative provider!

Legislative support: SECURE 2.0

SECURE 2.0 creates opportunities to expand retirement plan access and coverage, enabling more employees to invest in their financial future. Aligning with the OneAmerica Financial philosophy that retirement is obtainable for all, we are excited to support you and our mutual clients and participants in navigating the SECURE 2.0 provisions.

 

Our dedicated team monitors this legislation and assess how it may affect plan sponsors, participants and our recordkeeping operations. We are fully prepared to support all mandatory provisions on or ahead of the effective dates.

 

We’ve also created resources to help you understand and best position this legislation to existing and prospective clients.

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SECURE 2.0 legislative summary

Comprehensive chart providing details regarding the SECURE 2.0 provisions.

Practice management

At OneAmerica Financial we’re committed to building long-lasting relationships with you. Our commitment includes best-in-class support for our mutual clients as well as resources and personalized support to help you grow your business.

The ESOP process for advisors

In this competitive sales environment, it is important to stand out in the marketplace. Identifying clients or prospects who may benefit from an ESOP discussion is a key differentiator.

Corporate transactions and retirement plans

Navigate the complexities of mergers and acquisitions relative to retirement benefits.

Perspectives

Perspectives, which includes the most relevant data from studies on retirement plans and the recordkeeping industry, is a valuable tool when reviewing a plan against relative benchmarks and the evolving retirement planning landscape.

Tax-Exempt Center of Excellence

OneAmerica Financial has a dedicated tax-exempt team that has worked extensively with financial professionals to provide strategic prospecting ideas. Our team also provides technical plan and regulatory expertise, as well as plan design and merger/acquisition consultation.

 

Nearly half of tax-exempt organizations do not currently work with an advisor and could use your help. If you’re interested in learning more about the tax-exempt market, we invite you to view the following 30-minute prospecting sessions OneAmerica Financial has developed. They are designed to assist you in growing your retirement plan practice by working with tax-exempt organizations in your community.

Governmental Plans

The governmental plan market represents almost 20% of the overall tax-exempt retirement plan market. Learn more about this market segment, their challenges, common plan designs, how you can distinguish yourself when working with these entities as well as prospecting ideas.

Private and Higher Education

Private & Higher education institutions make up over 30% of the overall tax-exempt retirement market and represent a terrific opportunity for advisors to guide them in the retirement plan programs they offer to their faculty and staff. Discover how to address their diverse retirement needs and implement best practices learned from recent ERISA class action lawsuit settlements to help institutions manage their fiduciary risk.

Church Plan

The church plan sector (includes houses of worship as well as religious affiliated organizations) needs financial advisors to guide them in the retirement plan program(s) they offer to their employees. Discover their challenges, special plan provisions and unique prospecting opportunities.

Hospital and Health care

Join us for a look at the hospital and health care market, including their unique challenges, emerging trends and ways you can distinguish yourself.

Discovering Opportunities through the Form 990

Valuable information can be identified on the lesser known IRS Form 990 that tax-exempt organizations file with the IRS each year. Including prospecting information such as an organization’s mission and financial information, board members and top staff members and retirement plan contributions.

Multiple Retirement Plans: Plan Designs to Improve Outcomes

More than 50% of mid-sized and 75% of large tax-exempt organizations offer more than one type of retirement plan. Maintaining multiple retirement plans (e.g. 403(b), 401(a) and 457(b)) can be time-consuming and confusing for sponsors and participants. Learn more about how to provide the most efficient and cost-effective way to support multiple retirement plans.

About CEFEX®:
CEFEX®, Centre for Fiduciary Excellence, a division of Broadridge Fi360 Solutions, is an Independent global assessment and certification organization. CEFEX works closely with industry experts to provide comprehensive assessment programs to improve the fiduciary practices of investment stewards, advisors, record keepers, administrators and managers. The CEFEX Mark signifies that an organization’s established practices have been independently verified and are worthy of trust and confidence. View our certification.

The Centre for Fiduciary Excellence, ASPPA and Broadridge are not affiliates of any OneAmerica companies and are not OneAmerica companies.

 

 

This website page is designed for Financial Professionals. OneAmerica Financial is the marketing name for the companies of OneAmerica Financial. Products issued and underwritten by American United Life Insurance Company® (AUL), a OneAmerica company. Administrative and recordkeeping services provided by AUL, McCready and Keene, Inc. or OneAmerica Retirement Services LLC, companies of OneAmerica which are not broker/dealers or investment advisors. Group annuity contracts are issued by AUL and registered variable annuity products are distributed by OneAmerica Securities, Inc., a Registered Investment Advisor, Member FINRA, SIPC, One American Square, Indianapolis, IN 46282. These concepts were derived under current laws and regulations. Changes in the law or regulations may affect the information provided. Investing involves risk which includes potential loss of principal.