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OneAmerica FinancialSM announces OneAmerica® Flex Underwriting 

INDIANAPOLIS, April 22, 2024

OneAmerica FinancialSM is proud to announce the launch of OneAmerica® Flex Underwriting (Flex), a new program offering a faster, automated underwriting process for life insurance applications.


Officially launched on April 22, Flex blends smart automation and a personal touch to serve clients faster. The new Flex process includes three underwriting paths that will streamline the policy application process for our traditional products – Whole Life, Term and Variable Universal Life.


“With Flex, we will significantly reduce the time it takes for customers to receive an offer through underwriting,” said Bud Graessle, Vice President, Financial Performance. “These changes allow us to give both the customer and producer a more seamless buying experience. With our proven product suite and strong distribution partners, these changes will help enable our continued growth for years to come.”


What does Flex mean for our distribution partners and their clients? Here is a quick snapshot:


    · Faster turnaround times. Receiving more information from clients upfront will lead to faster processing.

    · Right amount of time on each case. Simple cases go through an automated process, allowing for more time on complex cases.


“Our commitment is to continue to focus on ease of doing business, while providing customers with a great experience,” said Dennis Martin, President, Individual Life & Financial Services. “With Flex, automation will allow a faster and simplified process, and still allow for more complex case review when necessary, flexing to the needs of our policyholders and distribution partners.”




The new application and OneAmerica FinancialSM Flex Underwriting program is approved for use in all states except California, Florida, South Carolina and South Dakota. 


About OneAmerica Financial

OneAmerica FinancialSM is a national financial services organization helping people build greater certainty for better moments, every day. The companies of OneAmerica Financial have been advancing financial security for more than 145 years, supporting millions of customers with solutions across life insurance, retirement, employee benefits and long-term care. As a people-first mutual organization, OneAmerica Financial prioritizes customers’ interests and maintains a long-term focus on both value and financial stability. For more information visit