Non-Registered Variable Annuity Disclaimer
AUL qualified plans are funded with group variable annuity contracts. While a contract owner may benefit from tax deferral under a qualified plan without the use of a group variable annuity contract, group variable annuities may provide additional investment flexibility and annuity-related benefits to contract owners and participants.
The investment return and principal value of the variable investment options will fluctuate so that the value of the investor's unit when redeemed may be worth more or less than its original cost. Investment return is not guaranteed and subject to market risk.
Dollar cost averaging does not ensure a profit and does not protect against loss in declining markets. Investors should consider their financial ability to continue investing in declining markets when the value of their investments may also be declining.
Withdrawals are subject to ordinary income tax and may incur a withdrawal charge. In addition, withdrawals made prior to age 59-1/2 may be subject to a 10 percent IRS tax penalty.
The death benefit guarantee is based on the claim-paying ability of American United Life Insurance Company®.
Variable annuities are not deposits or other obligations and are not guaranteed by any bank or credit union and are not insured by the Federal Deposit Insurance Corporate (FDIC), the National Credit Union Association (NCUA) or any other federal entity. Variable annuities may lose value and are subject to investment risk, including the possible loss of the principal amount invested.
