Strongly agree
Agree
Neutral
Disagree
Strongly disagree
Score
1. I expect to begin withdrawing money from my retirement account in:
2. Once I begin withdrawing money from my retirement account, I expect the withdrawals to last:
3. I would take money out of my retirement savings to pay for a large, unexpected expense.
4. To meet my financial goals, my investments must grow at a high rate of return.
5. I prefer investments that are a low risk, even if the returns are lower than the rate of inflation (the rise in prices over time).
6. I prefer an investment strategy designed to grow steadily and avoid sharp ups and downs.
7. When it comes to investing, protecting the money I have is my highest priority.
8. I am unwilling to wait several years to recover from losses I could incur in an extended down market.
9. I always choose investments with the highest possible return, even if the investments may frequently experience large declines in value because of higher risk.
10. If I had $1,000 invested in an account, and its value dropped to $850 after six months, I would move all my money to a more conservative account.