You insure your valuable assets, such as your home and automobiles against damage and loss, usually to the full amount they are worth. Have you taken steps to protect your family’s most valuable asset – you? Term life insurance is generally the most affordable way to protect yourself and your family. While your employer may offer you term life insurance, it is likely not your full Economic Life Value. Explore the features of term life insurance offered by American United Life Insurance Company®, a OneAmerica company, or get information from a financial professional.
All of our term life insurance policies offer:
* The death benefit will decrease if the death benefit is accelerated due to the insured’s terminal illness.
If you have a temporary need only, such as a 30-year mortgage or coverage for a key-employee, our OneAmerica® Term is competitively priced coverage. Term life insurance can help loved ones feel they can meet their financial commitments, maintain their lifestyle and pursue goals if something happens to you.
If you recognize you may need permanent coverage in the future or need permanent coverage now but can’t afford it, our OneAmerica® Premier Term allows you to convert the term life insurance to any of our whole life policies made available in our life insurance suite. Our permanent policies build cash value you can use during your lifetime and provide financial protection for your loved ones.
Your Economic Life Value is the financial impact your family would feel in the event of your premature death. To help protect your family and lifestyle, consider life insurance as a solution. Life insurance is meant to replace your paycheck, employer benefits and your other financial contributions. Find out what your Economic Life Value is here.
Term life insurance can be used to cover the financial loss to loved ones or ensure a business continues if you are no longer there. For individuals, besides your Economic Life Value, term life insurance could help cover student loans, a mortgage or future college costs. For businesses, you could cover a key-employee or create a buy-sell plan for business continuation.
Want to make sure your loved ones can remain in the family home, take family vacations or attend the college you hoped for? Term life insurance can help give you peace of mind your loved ones will be taken care of.
Our Economic Life Value calculator can help establish how much coverage you may consider when discussing life insurance with your financial professional. Talk to a financial professional today to talk about term life insurance.
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