As life expectancy continues to increase, many older Americans worry they’ll one day become a financial burden to the people they love most. Long-term care protection can help ease the burden on your family members and put you on the road to protecting your legacy.
Managing Long-Term Care Spending Risks in Retirement
Discover how asset-based policies can provide a viable alternative for those seeking LTC insurance.
Seeking Stable, Efficient Coverage for Long-Term Care with Asset-Based Products
Explain the benefits of asset-based LTC products to your clients
Planning for Every Possibility discusses the effects of a long-term care event on a person’s retirement income, the funding options available and how asset-based LTC protection can offer more value. Three different potential outcomes are presented for a 65-year-old couple and a 50-year old couple experiencing a mild or severe event: self-funding; health-based LTC insurance; and asset-based LTC insurance. See the concept report for your state below (states without links have not yet been approved):