Guide to setting financial goals

Overview

Enjoy these brief videos outlining important topics related to your retirement preparation. They are fun, educational, engaging and packed with lots of tips to assist you in taking the next steps today.

Pete the Planner: Calculating Your Retirement Goals

Pete shows how the demand for your retirement income affects the amount of income you need.

Pete the Planner: Importance of starting early

Pete discusses why contributing to your employer-sponsored retirement plan as early as possible is important.

Pete the Planner: Justifying investing

Pete the Planner discusses David's concerns with how to invest in his retirement plan when he has limited financial resources.

Pete the Planner: Reasons to enroll in your retirement plan

Pete demonstrates several reasons to participate in your employer-sponsored retirement plan.

Overview

These interactive calculators will help you take an active role in your learning and will assist you in developing a proactive plan to achieve your goals.

Asset Allocation Calculator

Your risk tolerance affects how you allocate your retirement assets.

This calculator contains content that is best viewed in landscape orientation. We suggest rotating your device so it is longer than it is tall.

What type of investor are you?

As an investor, you want to find a balance between financial stability and potential asset growth — a balance that makes you comfortable with how you allocate your assets. Most investors fall into one of five types, depending on how much they value stability over growth. Get a feel for your financial risk tolerance when you answer these questions.

Determine your investor profile

I expect to begin withdrawing money from my retirement account in:

Once I begin withdrawing money from my retirement account, I expect the withdrawals to last:

I would take money out of my retirement account to pay for a large, unexpected expense.

To meet my financial goals, my investments must grow at a high rate of return.

I prefer investments that are a low risk, even if the returns are lower than the rate of inflation (the rise in prices over time).

I prefer an investment strategy designed to grow steadily and avoid sharp ups and downs.

When it comes to investing, protecting the money I have is my highest priority.

I am unwilling to wait several years to recover from losses I could incur in an extended down market.

I always choose investments with the highest possible return, even if the investments may frequently experience large declines in value because of higher risk.

10.

If I had $1,000 invested in an account, and its value dropped to $850 after six months, I would move all my money to a more conservative account.

Note: Investment information is provided for educational purposes only.

Group variable annuity products are issued by American United Life Insurance Company^® (AUL) and registered group variable annuity products are distributed by OneAmerica Securities, Inc., Member FINRA, SIPC, a Registered Investment Advisor, One American Square, Indianapolis, IN 46282, which is a wholly owned subsidiary of AUL. McCready and Keene provides administrative and record keeping services and is not a broker/dealer or an investment advisor. Neither AUL, OneAmerica Securities, McCready and Keene nor their representatives provide tax, legal or investment advice.

Investing always involves risk, including the potential loss of principal. Participants should carefully consider their risk tolerance, investing time horizon, needs and objectives as well as the specific risks and limitations associated with each of the investment options before investing.

What type of investor are you?

Your answers indicate that a retirement portfolio similar to this may suit your investment type.

This risk profile is a sample only. The proper asset allocation for your situation may differ. In applying any one of the profiles to your individual situation, you also should consider your other assets, income, and investments (including home equity, savings accounts, and other retirement plans), as well as your needs, goals and aversion to risk. If any of these factors change, you should review your investment allocation.

Cost of Waiting Cost of Waiting

Waiting to begin saving for retirement can have a huge impact.

Cost of Waiting

Retirement Income Retirement Income

This calculator can be used regularly to confirm that your retirement strategy is aligned with your retirement goals.

Retirement Income

Small Changes, Big Savings Small Changes, Big Savings

Saving a small amount now can make a big difference later.

Small Changes, Big Savings

Overview

These podcasts from Pete the Planner go into a bit more detail on the relevant topics related to retirement preparation. Listen to them online now or download them to listen to later. Make today the day you take action to make a difference for your tomorrow.

Avoid retirement mistakes

In this episode, Pete the Planner discusses the mistakes to avoid while preparing for retirement.

Download

Overview

All the guides and articles here are jam-packed with ideas on the nuts and bolts of retirement planning as well as topics that are relevant to your life planning. Take the time to read these short topical articles and then take the next steps to achieve your goals.

Take Advantage of Matching Contributions to Your Retirement Account

Your employer may be able to help you work toward your retirement goals with matching contributions.

Setting Your Retirement Income Goals

Knowing your goal will help you stay on the track for retirement. Have you set your goal?

What to Expect When Your Retirement Plan Is Transitioning to a New Provider

Employers sometimes choose to move the retirement plan to a new provider. See what that means for you.

4 Things You Should Know About Designating Your Beneficiary

Designating and updating your retirement plan beneficiary information is important.

Begin Working Toward Your Retirement Goals Today

On your mark…Get set…Contribute! Start now to have a better chance of reaching your retirement finish line.

Guide to selecting the right job

Pete the Planner's guide of factors to consider when selecting a job.

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Videos

Calculators

Podcasts

Library

Overview

Pete the Planner: Calculating Your Retirement Goals

Pete the Planner: Importance of starting early

Pete the Planner: Justifying investing

Pete the Planner: Reasons to enroll in your retirement plan

Overview

Asset Allocation Calculator

Cost of Waiting Cost of Waiting

Retirement Income Retirement Income

Small Changes, Big Savings Small Changes, Big Savings

Overview

Avoid retirement mistakes

Overview

Take Advantage of Matching Contributions to Your Retirement Account

Setting Your Retirement Income Goals

What to Expect When Your Retirement Plan Is Transitioning to a New Provider

4 Things You Should Know About Designating Your Beneficiary

Begin Working Toward Your Retirement Goals Today

Guide to selecting the right job

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Prepare for Retirement

Don't Delay

Other Financial Priorities?

Improve Your Financial Life