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Standard & Poor’s Affirms Ratings of OneAmerica

Company holds steady at AA- financial strength rating, maintains stable outlook

Indianapolis, September 4, 2015

Standard & Poor’s (S&P) has affirmed its AA- rating of OneAmerica and its life insurance companies—American United Life Insurance Company (AUL) and The State Life Insurance Company—and maintained its stable outlook. The AA- rating is the fourth highest of 22 possible ratings.

“Our ratings have been consistently strong and this year is no exception,” said President and CEO Scott Davison. “Standard & Poor’s affirmation confirms that our company is financially sound and built to last. We are well positioned to continue growing, attracting new customers and earning the trust of the people we serve.”

In its report, S&P noted the following, “OneAmerica has a strong competitive position, supported by its leading market position in its niche Care Solutions line, very strong growth in RS (Retirement Services), and high retention rates. OneAmerica’s very strong business risk profile reflects its low product risk levels and strong competitive position.”

The rating agency also cited the following other major factors for the affirmation:

  • Very strong business risk profile and extremely strong financial risk profile
  • Low product risk profile
  • Extremely strong capital, demonstrated by ‘AAA’ redundancy
  • Management continues to focus on its mutual status and keeps balance sheet and policyholder protection as its primary objectives, followed by profitable growth

S&P also maintained the OneAmerica enterprise risk management score as 'strong'. The organization remains one of only 12 companies in the life insurance industry to receive a score of 'strong' or better.

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About OneAmerica®
OneAmerica Financial Partners, Inc., headquartered in Indianapolis, Ind., has companies that can trace their solid foundations back more than 135 years in the financial services marketplace.

The OneAmerica companies offer a variety of products and services to serve the financial needs of their policyholders and customers. These products include retirement plan products and trust and record-keeping services; individual life insurance, annuities, asset based long-term care solutions and employee benefit plan products.

The products of the OneAmerica companies are distributed through a nationwide network of employees, agents, brokers and other distribution sources that are committed to increasing value to policyholders by helping them prepare to meet their financial goals. To learn more about our products, services and the companies of OneAmerica, visit <www.OneAmerica.com/companies, the OneAmerica Newsroom or follow @OneAmerica on Twitter.

These ratings reflect rating agency assessments of the financial strength and claims-paying ability of the companies of OneAmerica. They are not intended to reflect the investment experience or financial strength of any variable account, which is subject to market risk. Because the dates are only updated when there’s a change in the rating, the dates above reflect the most recent ratings we have received. Please know that these ratings can change at any time.

Jo Lynn Garing, Media Relations Director, 317-285-1485


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