Individual Fixed Annuities
AccumAnnuity II
Issued and underwritten by American United Life Insurance Company®(AUL)
When mapping out your retirement plan, consider AccumAnnuity II. With AccumAnnuity II, you have one-year premium flexibility and competitive fixed interest rates. The capability to make subsequent additions to the annuity during the initial contract year allows you to further accumulate assets. The annuity contract is available for premium amounts of at least $5,000 ($2,000 for qualified plans). AccumAnnuity II offers four options for a guaranteed interest rate period: one-year, three-year, five-year and seven-year. Values may be withdrawn at any time. However, withdrawals in excess of the 12 percent free withdrawal amount per year made during the first seven contract years are subject to a withdrawal charge. Contact an AUL financial professional for more information. Please read AUL's fixed annuities disclaimer. Policy form # LA-31.AC may not be available in all states.
Secure5
Issued and underwritten by American United Life Insurance Company® (AUL)
Secure5 addresses the financial issues you may associate with retirement plans, including tax-deferred growth and protection from estate transfer expenses. Access to your funds and the capability to make subsequent additions to the annuity ensure that you can remain in control of your assets — and the security of your future. Secure5 can enhance your financial future with three options for a guaranteed interest rate period: one-year, three-year and five-year. Values may be withdrawn at any time. However, withdrawals in excess of 12 percent of the account value per year made during the withdrawal charge period are subject to a withdrawal charge. The withdrawal charge period is from the date of each premium and to the beginning of the sixth anniversary of each premium. Contact an AUL financial professional for more information. Please read AUL's fixed annuities disclaimer. Policy form # LA-31 S5 may not be available in all states.
While a contract owner may benefit from tax deferral under an IRA or other qualified plan without the use of an annuity contract, annuities may provide additional insurance or annuity-related benefits to individual contract owners. The tax treatment may not be important for purchasers using the contract in connection with certain qualified plans.
Single-Premium Immediate Annuities
Issued and underwritten by American United Life Insurance Company® (AUL)
AUL offers a variety of single-premium immediate annuities that can guarantee a periodic income for a fixed period of time -- or life! One of the benefits of this type of arrangement is that income taxes are calculated with an exclusion ratio, which spreads the return of your principal over a portion of the payout period. If you are concerned about outliving your assets, consider a single-premium immediate annuity with a life annuitization option. Your income is guaranteed for life. And, with a payout period certain, your income may be passed to your heirs. Contact an AUL financial professional for more information. Please read AUL's fixed annuities disclaimer. Policy form # LA-21, LA-22 and LA-23 may not be available in all states.
