Individual Fixed Annuities
AccumAnnuity II
Issued and underwritten by American United Life Insurance Company®(AUL)
AccumAnnuity II is a one-year, flexible-premium deferred fixed annuity that offers a one-year fixed interest rate guarantee and a first-year premium bonus. Available for premium amounts of at least $5,000 ($2,000 for qualified plans), all interest is earned tax-deferred until it is withdrawn. Up to 12 percent of the total value is available for withdrawal each year without an early withdrawal charge. After seven years, early withdrawal charges do not apply. Withdrawals made prior to age 59-1/2 may be subject to a 10 percent income tax penalty. Contact an AUL financial professional for more information. Please read AUL's fixed annuities disclaimer. Policy form # LA-31 may not be available in all states.
Secure5
Issued and underwritten by American United Life Insurance Company® (AUL)
Secure5 is an annuity that offers ongoing premium flexibility and competitive fixed interest rates. Each premium will be placed in a distinct account value "pocket." The account value of each pocket is composed of the paid premium and interest attributable to that premium. All interest is tax-deferred until withdrawn. Up to 12 percent of the total value is available for withdrawal each year without an early withdrawal charge. After five years, no early withdrawal charges apply. Secure5 requires a minimum initial premium of $5,000 ($2,000 for qualified plans). Withdrawals made prior to age 59-1/2 may be subject to a 10 percent income tax penalty. Contact an AUL financial professional for more information. Please read AUL's fixed annuities disclaimer. Policy form # LA-31 may not be available in all states.
Single-Premium Immediate Annuities
Issued and underwritten by American United Life Insurance Company® (AUL)
AUL offers a variety of single-premium immediate annuities that can guarantee a periodic income for a fixed period of time -- or life! One of the benefits of this type of arrangement is that income taxes are calculated with an exclusion ratio, which spreads the return of your principal over a portion of the payout period. If you are concerned about outliving your assets, consider a single-premium immediate annuity with a life annuitization option. Your income is guaranteed for life. And, with a payout period certain, your income may be passed to your heirs. Contact an AUL financial professional for more information. Please read AUL's fixed annuities disclaimer. Policy form # LA-21, LA-22 and LA-23 may not be available in all states.
