Individual Disability Income Insurance
Disability Income Insurance
AUL offers a wide variety of disability income individual policies through its national agreements with Illinois Mutual Life Insurance Company and Principle Life Insurance Company.
The risk of becoming disabled is often poorly understood. For a 35-year-old male employed in a white collar occupation, the risk of becoming disabled for at least 90 days before reaching age 65 is more than twice the risk of dying during that time period.1 For females, the risk of becoming disabled relative to dying is more than three times.1
Although the probability of suffering a disability is significantly greater than dying before age 65, the segment of the population that is covered by group or individual disability insurance is roughly one half the size of the segment covered by life insurance.1 Make sure you are prepared for the financial risk of becoming disabled.
Did you know?
- In the U.S., a disabling injury occurs every second, and a fatal injury occurs every four minutes.1
- The average long-term disability absence lasts two and a half years.2
- While many people think that disabilities are typically caused by freak accidents, the majority of long-term absences are due to back injuries and illnesses, such as cancer and heart disease.3
- More than 50 percent of the workforce has no private pension coverage and a third have no retirement savings.4
Make sure you and your family are financially insured in the event that a disability keeps you out of work for an extended period of time. Count on our professionals to help design a policy that protects your income. Contact an AUL financial professional for more information.
