Financial Ratings

The financial strength of the OneAmerica companies is evident by the favorable ratings assigned by independent industry ratings organizations.

The Companies of OneAmerica

A.M. Best 1

A (Excellent) - Stable outlook
  A.M. Best’s A (Excellent) rating is third highest of 15 possible ratings, according to the press release dated June 9, 2008, and reflects:
  • Enhanced market presence and distribution capabilities through strategic acquisitions
  • Strong capital position and diversified sources of earnings and revenue
  • Above-average enterprise risk management
S & P 2

AA - (Very strong) – Stable outlook
  Standard and Poor’s AA - (Very strong) is fourth highest of 21 possible ratings, according to its report dated December 21,2007, and reflects:
  • Very strong diversified competitive position
  • Strong, well-developed and clearly articulated risk management culture
  • Extremely strong capital position
Moody's 3

A2 (Good) – Positive outlook
  Moody’s A2 (Good) rating is sixth highest of 21 possible ratings, according to the report dated September 24, 2007, and reflects:
  • Strong capitalization
  • High quality, conservative investment portfolio
  • Strong position in the small employer retirement services market

Companies with independent ratings include:

 1.
American United Life Insurance Company® (AUL), The State Life Insurance Company, and Pioneer Mutual Life Insurance Company (PML).
 2.
American United Life Insurance Company® and The State Life Insurance Company.
 3.
American United Life Insurance Company®.

Note: OneAmerica is a stock holding company, not a licensed insurance company.