Variable Universal Life Disclaimer
Variable universal life insurance (VUL) contracts issued by American United Life Insurance Company? (AUL) are distributed by OneAmerica Securities, Inc., Member FINRA, SIPC, a wholly owned subsidiary of AUL. Both are located at One American Square, Indianapolis, IN 46282, (317) 285-1877. For a current prospectus that contains more complete information, including all charges, expenses, risks and limitations, please call or write us. Please read the prospectus carefully before investing or sending money. Certain products and/or investment options may not be available in all states. Certain contracts' features may differ depending on the state regulations under which the contract is governed.
The investment return and principal value of the variable investment options will fluctuate so that the value of the investor's unit when redeemed may be worth more or less than its original cost. Investment return is not guaranteed and subject to market risk.
Withdrawals are subject to ordinary income tax and may incur a withdrawal charge. In addition, withdrawals made prior to age 59-1/2 may be subject to a 10 percent IRS tax penalty.
It is expected that most modified single-premium variable life contracts will be modified endowment contracts (MECs). Please consult the prospectus and your tax advisor for details regarding the tax consequences of distributions from an MEC.
The death benefit guarantee is based on the claim-paying ability of American United Life Insurance Company?.
VUL contracts are not deposits or other obligations and are not guaranteed by any bank or credit union and are not insured by the Federal Deposit Insurance Corporate (FDIC), the National Credit Union Association (NCUA) or any other federal entity. VUL contracts may lose value and are subject to investment risk, including the possible loss of the principal amount invested.
